Hosting a successful event can take a lot of effort and cost a considerable amount of money too. The smallest problem could turn a simple event into a nightmare. It probably won't. But if it does you need to be sure that everything is taken care of. Our Event Insurance can help give you peace of mind whilst planning your event.
A bespoke celebration package for organisers of private parties and celebrations.
Specifically created for private parties and celebrations, a birthday, christening, anniversary or retirement, the celebration package fits the bill from as little as £76.00.
Included within One-Off Event insurance:
- Public Liability
- Cancellation, Abandonment & Postponement cover
- Event Equipment Cover
Summary of cover
|
Features and benefits included automatically |
Significant exclusions or limitations |
| Public liability |
- Provides cover for your legal liability to pay damages, claimants costs and expenses which arise as a result of and in connection with the event.
|
- The first £250 of each and every claim.
- Third party property damage and/or bodily injury to or death, illness or disease of any person caused by or arising from a dangerous activity.
- Any wilful or malicious act, any act of vandalism, deliberate acts resulting in material damage or bodily injury.
- Loss of or damage to property belonging to or held in trust by or in the custody or control of the insured (but this exclusion shall not apply to employees' effects).
- The defective erection, use or dismantlement by you or on your behalf of any staging, marquees or temporary structures.
|
Additional Cover
The following cover is only applicable if you have chosen to add it to your policy and it is listed in the schedule.
|
Additional cover |
Significant exclusions or limitations |
| Event equipment |
- Provides cover for the loss of, or damage to equipment that you are responsible for during, and in association with your event.
|
- The first £250 of each and every claim.
- Erection and dismantling of hired equipment.
- Theft or attempted theft unless there is evidence of violent, visible and forcible entry thereto.
- Loss or theft from unattended vehicles.
- Any wilful or malicious act, any act of vandalism, deliberate acts resulting in damage to the event equipment.
- Mobile telephones, jewellery (other than costume jewellery), items of clothing (other than costumes), whether owned, borrowed or hired.
|
| Employer's liability |
- Provides cover for your legal liability to pay damages, claimants costs and expenses which arise as a result of anyone you employ at an event including temporary staff, volunteers or helpers, whether paid or unpaid.
|
- Any lability in respect of a Road Traffic Accident (RTA) risk.
|
| Cancellation, abandonment or postponement |
- Cancellation provides cover for your irrecoverable costs incurred as a result of the unavoidable cancellation, abandonment or postponement of the event for reasons beyond your control including extreme adverse weather conditions.
|
- Circumstances likely to cause cancellation, abandonment or postponement of the event, which were known to you prior to the commencement of the insurance.
- Cancellation of an event following the death, injury or illness of any party over the age of 75 years unless agreed by us.
- The failure of any supplier where booking arrangements are not confirmed in writing.
- Any contractual breach by you.
- Adverse weather conditions if cover is taken out no less than 14 days prior to the event date, subject to underwriters discretion.
- We will not cover any claims directly or indirectly caused through war, terrorism, invasion, or civil war.
|