Motts Godwin Insurance Services

All Classes of Insurance Transacted - Authorised and Regulated by the Financial Conduct Authority

Event Insurance » Wedding

Hosting a successful event can take a lot of effort and cost a considerable amount of money too. The smallest problem could turn a simple event into a nightmare. It probably won't. But if it does you need to be sure that everything is taken care of. Our Event Insurance can help give you peace of mind whilst planning your event.

Comprehensive wedding insurance cover against mishap on or before the Big Day, from failed photos to total cancellation.

Premiums from £51.00 and NO policy excess on most sections.

Our ultimate wedding package covers:
  • Wedding Cancellation
  • Wedding Attire
  • Wedding Photo's & Video
  • Wedding Rings
  • Wedding Presents
  • Wedding Cake, Flowers & Transport
  • Public Liability £5 million
  • Wedding Reception Insurance

Summary of cover

Features and benefits included automatically Significant exclusions or limitations
Cancellation
  • Provides cover for your irrecoverable costs incurred as a result of the unavoidable cancellation of the bar/bat mitzvah for reasons beyond your control.
  • Pre-existing medical conditions or any ongoing medical condition, or condition which has required medical treatment (including consultations or advice).
  • Unemployment other than redundancy (see section 1 of policy wording).
  • Disinclination to contract to the marriage as agreed or failure to comply with legal requirements or your failure to obtain relevant documentation.
  • Adverse weather conditions if cover is taken out no less than 14 days prior to the bar/bat mitzvah date, subject to underwriters discretion.
  • We will not cover any claims directly or indirectly caused through war, terrorism, invasion, or civil war.
Rearrangement
  • Provides cover for the additional costs incurred to enable the bar/bat mitzvah to take place on the planned bar/bat mitzvah date.
Public liability
  • Provides cover for your legal liability to pay damages, claimants costs and expenses which arise as a result of and in connection with the bar/bat mitzvah.
  • The first £250 of each and every claim.
  • Any wilful or malicious act, any act of vandalism, deliberate acts resulting in material damage or bodily injury.
Ceremonial attire
  • Provides cover for loss of, or damage to, ceremonial attire for the bar/bat mitzvah party.
  • Loss or damage by theft or attempted theft of ceremonial attire left at the wedding venue or wedding reception venue, unless there is evidence of violent, visible and forcible entry thereto.
  • Loss or damage resulting from natural aging, wear and tear, gradual deterioration or an inherent defect.
  • Loss or damage caused by cleaning, dyeing, repair or restoration.
Photographs and videos
  • Provides cover to retake the wedding photographs or video, or for any failure of the professional photographers services.
  • Losses recoverable from any other source.
  • Losses arising from the services of non professional and contracted photographic or video services.
  • Losses arising if less than 75% of the photographs or videos are paid for and not provided by the professional photographer or video operator.
Failure of suppliers
  • Provides cover for the irrecoverable and additional costs following the financial failure of a supplier.
  • Any costs which would have been incurred had the original supplier not ceased trading.
  • Contracts which were are not in writing.
  • Any known financial problems prior to taking out the insurance.
Wedding transport
  • Provides cover for the contractual failure of the booked transport supplier.
  • Loss or damage by theft or attempted theft from any unattended vehicle.
  • Contracts that were are not in writing.
Wedding rings
  • Provides cover for loss of, or damage to, the wedding rings occurring seven days prior to the wedding.
  • Loss or damage by theft or attempted theft from any unattended vehicle.
  • Loss or damage by theft or attempted theft of wedding rings left at the wedding venue or wedding reception venue, unless there is evidence of violent, visible and forcible entry thereto.
Wedding Presents
  • Provides cover for loss of, or damage to, the wedding presents occurring seven days prior to the wedding.
  • Losses not reported to the police within 24 hours of discovery.
  • Theft unless removed by visible and forcible means.
  • Loss or damage by theft or attempted theft of ceremony presents left at the ceremony venue, unless there is evidence of violent, visible and forcible entry thereto.
  • Financial failure of a wedding gift company from which wedding presents have been purchased but not yet given.
Wedding cake
  • Provides cover for loss of, or damage to, the wedding cake occurring seven days prior to the wedding.
  • Contracts that were are not in writing.
  • Loss of or damage to wedding cake whilst in the custody, care and control of the supplier, prior to the wedding.
  • Any wilful or malicious act, any act of vandalism, deliberate acts resulting in damage to the wedding cake.
Wedding flowers
  • Provides cover for loss of, or damage to, the wedding flowers occurring seven days prior to the wedding.
  • Contracts that were are not in writing.
  • Loss of or damage to flowers whilst in the custody, care and control of the supplier, prior to the wedding.
  • Any wilful or malicious act, any act of vandalism, deliberate acts resulting in damage to the flowers.

Additional Cover

The following cover is only applicable if you have chosen to add it to your policy and it is listed in the schedule.

Additional cover Significant exclusions or limitations
Wedding equipment and ceremonial swords
  • Provides cover for the loss of, or damage to, marquees and other associated wedding equipment including ceremonial swords.
  • The first £250 of each and every claim.
  • Erection and dismantling of hired equipment.
  • Theft or attempted theft unless there is evidence of violent, visible and forcible entry thereto.
  • Loss or theft from unattended vehicles.
  • Any wilful or malicious act, any act of vandalism, deliberate acts resulting in damage to the wedding equipment and ceremonial swords.
Employer’s liability
  • Provides cover for the loss of, or damage to, marquees and other associated wedding equipment including ceremonial swords.
  • Height work in excess of 2.5 metres.
  • Contracted in security or steward staff.
  • Any lability in respect of a Road Traffic Accident (RTA) risk.

Contact us about Event Insurance - 020 8444 1040

If you wish to make an enquiry about Events insurance please send a message via the form below. Alternatively you may wish to contact us by telephone or email us directly: .

Personal information

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Event Details

The type of event should be detailed above, if you are unsure which type of insurance would be suitable for you, please use the message box to describe the nature of the event, or contact us directly.

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Cover and Sums Insured
  • Public Liability
  • Employers Liability
Extra

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